Bowbazar - 9331204035 | Garia - 9007658585 | Behala - 9830673713

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H.K Dutta & Co. Jewellers presents 'Sonar Jhanpi Schemes' where you can invest in gold for 11 months and we will pay 75 % of the gold booked in the first installment . The process of registration in the scheme is simple:

  • To be eligible, you have to fill up an application form enclosing a recent photograph, identity proof and address proof.
  • Payment will be accepted in multiples of Rs 1,000 and cannot be changed during the tenure of the scheme. Every month, the amount paid will be convened into gold based on the prevailing gold rate on the deposit date.
  • Maturity date will be at the end of the 11th month from the date of opening the account.
  • The date of opening the account will be the due date on which the successive installment will be required to be paid every month. Any delayed payment after the due date will be considered as default payment and the benefit amount will be decreased accordingly.
  • Benefit will be 75% of the gold booked in the first installment for successful payment till the end of the scheme. For a 1-month default the the benefit will be reduced 65% and for two months the benefit will come down to 55% . If there is a default of more than two months, the customer will not be entitled to a benefit.
  • Monthly payment may be deposited in favour of 'H.K. Dutta & Co.' by cash / AC Payee Cheque / Demand Draft or Pay Order.
  • Members will be given a deposit book. If lost, the member should immediately lodge a complaint in the police station concerned, and inform us with the copy of the complaint.
  • No cash refund will be made in any circumstance, under this scheme. Advance installment is acceptable. Redemption will be in favour of the member.